Dua for freedom from Debts and haram earnings:

 Dua for freedom from Debts and Haram earnings:

وعن عليّ أنَّ مُكَاتباً جاءهُ فَقَالَ : إنِّي عَجِزْتُ عَنْ كِتَابَتِي فَأعِنِّي ، قَالَ : ألا أُعَلِّمُكَ كَلِماتٍ عَلَّمَنِيهنَّ رسُولُ الله لَوْ كَانَ عَلَيْكَ مِثْلُ جَبَلٍ دَيْناً أدَّاهُ اللهُ عَنْكَ ؟ قَالَ : قُلْ : « اللَّهُمَّ اكْفِني بِحَلاَلِكَ عَنْ حَرَامِكَ ، وَأغْنِنِي بِفَضْلِكَ عَمَّنْ سِواكَ » . رواه الترمذي ، وقال : ( حَدِيثٌ حَسَنٌ ) . فيه : استحباب الدعاء بهؤلاء الكلمات .

 'Ali (May Allah be pleased with him) reported: A slave who had made a contract with his master to pay for his freedom, came to me and said: "I am unable to fulfill my obligation, so help me." He said to him: "Shall I not teach you a supplication which the Messenger of Allah (PBUH) taught me? It will surely prove so effective that if you have a debt as large as a huge mountain, Allah will surely pay it for you. Say: 'Allahumm-akfini bihalalika 'an haramika, wa aghnini bifadlika 'amman siwaka (O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You)."

[At-Tirmidhi].

Commentary: It is important to recite this Du'a in order to seek Allah's Help in paying one's debts and in avoiding to beg of people.

  « اللَّهُمَّ اكْفِني بِحَلاَلِكَ عَنْ حَرَامِكَ ، وَأغْنِنِي بِفَضْلِكَ عَمَّنْ سِواكَ »
This sunnah Dua is also for getting sufficient Halaal Earnings and protection from Haraam income and it's temptations and also for financial independence.

Advise after death of a near one:

May Allah Grant the deceased Maghfirat and jannat ul firdaws.

Please do remember these things to benefit the departed soul:

1. Seek pardon on his/her behalf from the relatives, neighbors​, friends and those with whom they had any transactions.

2. Repay the loans or any other things they owed to others.

3. Do Hajj or arrange some one to do Hajj on their behalf if they had not done Fardh Hajj.

4. Pay fidya of any qadha Fardh or wajib Salah or  Ramadan missed fasts to the poor.

5. Fulfill the jaiz oaths or pay its fidya as the case may be.

6. Fulfill the jaiz Wills\wasiyath.

7. Then arrange for distribution of the inheritance left by them according to Shariah. It includes even the smallest value things they owned. Don't just give their items in charity with out full permission from all the heirs.

8. Follow the sunnah in the funeral rites. Avoid all Biddahs in this.

9. Continue to pray for their maghfirat.

10. Regularly send isaal e sawaab of nafil ibadaat and charity on their behalf.

11. Maintain respect and good relationship with their relatives and friends.

12. And lastly, we all have to prepare for our own meeting with our Lord. Every death is a reminder of our own mortality.